Case Studies
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Retail Distribution - Claimant ran a retail distribution business. PI claim for loss of earnings amounted to £960,000 based on a forensic accountant's report. Toppings prepared non-CPR advice and report setting out alternative calculations, and advised Counsel in conference. Claim settled for £375,000.
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Chiropractor - Claimant ran two clinics but alleged the injury caused reduced work capacity forcing closure of one clinic. Loss of earnings claim amounted to £571,000. Significant dispute as to medical evidence and causation. Toppings prepared non-CPR report/advice under three possible scenarios. Claim settled for £50,000.
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Shopkeeper - The initial PI claim for loss of earnings was only £1,300 but was gradually increased over a two year period to £210,000. Toppings gave advice and support, without the need for CPR report, on each revision and increase in the claim. Claim settled for £10,000.
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Architect - PI claim alleged that the start of a new practice was delayed causing loss of fees and that increased staff costs were incurred to cover for the claimant. Claim for £354,000 based on expert accountant's report. Toppings' investigation revealed no evidence of loss fees but possible additional staff costs. CPR report set out calculation of past loss and range of possible future losses. Claimed settled for £135,000.
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Civil Engineering - Claimant ran a company engaged in highway construction. It was alleged the claimant's reduced capacity prevented him taking up a new business venture. Claim was initially for £275,000, but an expert accountant's report increased the loss to £1.2million. Detailed investigation revealed that the claimant had been involved in the new venture prior to his injury and that it had not been profitable. Toppings CPR report set out a range of potential losses. Claim settled for £110,000.
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Property Consultant - PI claim for loss of profits for £1.5m Pre-trial plus an continuing loss of £460,000 P.a. based on a report by a national firm of accountants. Detailed investigations by Toppings revealed that much of the loss claimed was highly speculative. Toppings' CPR report set out a range of alternative calculations. Claim settled for £400,000.
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Nightclub - Premises damaged by flooding. Claim for consequential loss of profit of £120,000 based on period of closure followed by period of trading at reduced turnover. Toppings' investigations revealed that the claimant had failed to mitigate loss by not expediting repairs. Claim settled for £45,000.
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Mortgage Broker - Soft tissue injury allegedly having major impact on ability to work. Claim for loss of earnings of £346,000 based on reports from an employment consultant and 'top 10' firm of accountants. Toppings' CPR report demonstrated that the period of loss and projected earnings were substantially overstated. Claim settled for £25,000.
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Builder - PI claim for £187,000 based on alleged reduction in ability to work normally. Toppings prepared initial advice/report demonstrating the loss was significantly overstated. Claimant was unwilling to settle and a CPR was prepared for disclosure. Claim then settled for £47,500.
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Property Maintenance - PI claim for loss of earnings of £108,000. Toppings prepared non-CPR advice/report concluding that there was no evidence of material loss. Claim then reduced to £37,500. Toppings' earlier advice was produced in CPR format for disclosure. Claim settled for £5,000.